13 July 2009

Private Insurance, Explained Simply

This Modern World By Tom Tomorrow

Tom Tomorrow gets it right once again.

5 comments:

Aaron B. Hicks said...

Quite entertaining. The cynicism is palpable.

LawdHaveMRSA said...

And perfectly illustrates why there is no reason to preserve this industry. At least the single payer monolith won't have CEO's and shareholders to be beholden to insuring (sic) profits for themselves over all else.

doc said...

Please take out a pen and paper and write this down for future reference. When the gov't takes over health care, it will be of much poorer quality, smaller quantity, and will be MUCH more expensive. Once having written it down, put it away. Somewhere down the road, if the country hasn't fallen apart by then, you will find it, read it and it will save me the trouble of saying, "I told you so."
Look, businesses make money, that's why and how they survive. But part of that plan also says that if they aren't competitive, they go under. On the other hand, gov't thrives on inefficiency. If you really thing that gov't care is going to be so good, go sign into a VA hosp and enjoy the stay. Or try to get something covered that medicare says is not. Do other companies do this? Yes. Will they at least listen to your explanation...most often, yes. Before you jump in, stop and think what gov't program has EVER been on time, under budget, and met at least minimal standards?

terri c said...

Love the cartoon. Too true, too true. We have to shout from the rooftops--if insurance is mandated, then there MUST be affordable options FOR ALL. I'm in my state's high-risk pool because of very common conditions that make it impossible for me to purchase an individual policy; I pay over $400/month for a policy for myself only, with a $5000 deductible, and consider myself lucky to be able to do so. The high risk pool is financially out of reach for many of the people who need it most.

Tom Mac said...

To Doc


Wake up.

Over 70% want a public option.

The private insurance companies have failed to provide reliable portable affordable health care.


News Flash we have a public option it is only for seniors. For some reason us younger folks are left out in the cold



You say the new system ' it will be much poorer quality'.

Lets take a look at Medicare:

Cost
Overhead:
20-30% in private insurance industry
3-5% in Medicare

$9 million dollars a year for the salary of Angela the CEO of Wellpoint.



' Waiting for surgeries' argument
In 15 years of practice I have not seen ONE case of a Medicare pt with broken hip denied surgery due to insurance issues. Most are done in 12-24 hours